Insurance Exclusions Feed

Second Circuit Court of Appeals: Connecticut Homeowners Insurance Policy Does Not Afford Coverage for Crumbling Concrete Basement Walls

In a previous entry, I referenced the many lawsuits filed by Connecticut homeowners involving crumbling concrete basement walls, in which homeowners seek coverage under their homeowner insurance policies for damage caused by deteriorating basement walls arising from hidden decay believed to be caused by defective concrete. On April 2, 2019,... Read more →


Connecticut Supreme Court to Address Trigger of Insurance Coverage and Pollution and Occupational Disease Exclusions in Asbestos Litigation

On March 28, 2019, the Connecticut Supreme Court will entertain oral argument in the case of R.T. Vanderbilt Company, Inc. v. Hartford Accident and Indemnity Company, in which the Court will address significant insurance coverage issues that often arise in asbestos litigation and other cases involving progressive injuries which expand... Read more →


Issue of What Constitutes a “Collapse” Sent to Connecticut Supreme Court

There are more than fifty insurance cases pending in Connecticut courts against insurance companies arising from the denial of insurance claims under homeowner property policies for damage to homes due to defective concrete used in construction of the homes dating back to the late 1980s. The property damage claims arise... Read more →


Insured’s Detention of Employee in Home Office Following Intrusion Falls within Business Pursuits Exclusion in Homeowner Policy

The Connecticut Appellate Court recently interpreted a “business pursuits” exclusion in a homeowner’s umbrella liability policy broadly and held that a claim for coverage for tortious conduct related to or connected with one’s business pursuits falls within the exclusion and that a direct proximate causal connection to the business is... Read more →


Insurer Not Entitled to Dismissal of Claim Arising from Cracking and Decay of Basement Walls Under Homeowner Property Policy

According to recent Connecticut news reports, many homeowners in Northeast Connecticut have suffered damage to their homes caused by severe cracking of concrete in the basement walls of their homes that is believed to be the result of a chemical compound known as pyrrhotite in stone used as concrete Reports... Read more →